P2P Portfolio Review June19

Peer to Peer Lending: Portfolio update June 2019

Hello everyone with an Investor’s Mindset!

What a ride it has been so far… one full year into alternative investments and I’m at €25.000 of my own money invested. A special thank you to all of you who have been following my journey for a while now.

In total this equates to €10.000 invested into crowdlending and €15.000 into dividend stocks. For now I’ll leave it at this whilst I save up some more and let compounding take over. If you have any other good investment suggestions, feel free to toss them my way in a comment below so I can start researching. These investments are to help me towards purchasing my first investment property, hopefully in 5 years’ time.

As this blog is mainly focussed around Peer-to-peer lending, please find my June portfolio update below:

June 2019Received interestAccount Value
Total (€10.000 start)€160,01€11.299,65
Mintos€12,74€1145,03
Robocash€16,30€1120,14
Crowdestor€31,57€1676,54
Grupeer€16,65€1160,06
Envestio€54,65€3498,68
Neo Finance€10,60€1040,94
Kuetzal€17,50€1070,00
Reinvest24€0,00€588,26

(more…)

Crowdestor Review 2019

Crowdestor – invest in Businesses and Real Estate.

When I took my first steps into Crowdlending, I started investing in 3 different lenders at once. Then I took a few weeks to research my next platforms to keep myself very diversified. Which is what I highly recommend to anyone who would like to start investing.

I got really excited about Crowdestor and included them in my very first blog post about my three initial platforms as part of my top 5. Almost exactly one year ago now, at the end of June 2018, I joined this Peer-to-Peer lender.

From the start, 12 months ago, up until now I haven’t had a single complaint about Crowdestor. Everything went smooth and I hope this can continue for many years to come.

(more…)

Investors Mindset May 2019

Peer to Peer Lending: Portfolio update May 2019

Hello everyone with an Investor’s Mindset!

Thank you for those who have been with the blog for a while now. In exactly 12 days I’m a full year into Peer to peer lending. So far I can only say it’s been a positive ride. We can’t look into the future, but if this continues until 2024 – the year I turn 40, I might actually reach my goal and double my investment of €10000 to €20000.

When I write, I tend to write long and try to give as much detail and my personal experience in it. However a recent poll showed that perhaps shorter writing is more appreciated. Even though it’s hard for me not to write more. I’ll give it a shot this month! Even if I have a lot to say… Let’s start with numbers, which speak for themselves:

May 2019Received interestAccount Value
Total€155,85€11.139,64
Mintos€10,34€1132,29
Robocash€15,15€1103,84
Crowdestor€0,00€1644,97
Grupeer€14,89€1143,41
Envestio€56,47€3444,03
Neo Finance€13,65€1030,34
Kuetzal€17,50€1052,50
Reinvest24€27,85€588,26

(more…)

P2P Lending Portfolio update April 2019

Peer to Peer Lending: Portfolio update Apr 2019

Hello everyone with an Investors Mindset!

Thank you and welcome to another monthly update of my investment portfolio. As a small recap, I’ve started in June 2018 and build up my portfolio in P2P Investing to €10000. I’m nearing €11000 now within one year. Just let that sink in for a moment, and then compare it to your return on your savings account. I keep a healthy amount there for emergencies. But I’ve decided to continually (re)-invest the rest. That being said, I’ve strengthened my Stock Investments to €8000 this month. A lot of exciting stuff there too, with a lot of earnings being reported of stocks I own, plus early this month my first dividends!

As we are coming to a steady amount of readers I also want to launch an idea. Would you be interested in me supporting a charity? First I could do a poll and give a couple of options. Then I can show an actual investment in it, for example €100. We could also set-up a fund where our readers can assist that I will invest fully, with screenshots. As I think receiving things is great, but giving back and helping our planet in doing so is also important. Feel free to leave your comments below, for next month I could potentially include a poll to which charities as I have some in mind.

Here are the numbers of April 2019:

April 2019Received interestAccount Value
Total€135,79€10.977,53
Mintos€15,24€1121,95
Bondora€3,50€554,15
Robocash€6,03€1088,69
Crowdestor€15,00€1644,97
Grupeer€17,18€1128,52
Envestio€58,38€3387,56
Neo Finance€2,96€1016,69
Kuetzal€17,50€1035,00

(more…)

P2P Portfolio Update March 2019

Peer to Peer Lending: Portfolio update Mar 2019

Hello to all with an Investors Mindset!

Thank you all for joining me on another update of my portfolio. I’m proud to say that 10% is really the name of the game here. That means, almost all my starting platforms have reached the first milestone of 10% interest on my initial investment.

Granted, some have reached this with a bonus of some kind, secondary market trading, … but none the less I’ve started this journey in June 2018 and now less than one year later almost every platform has reached €100 interest on the initial €1000 investment (or equivalent).

And I must say this is a proud moment for me. It also means that all the platforms I decided on in this journey are still going strong and stable without any dark clouds ahead. Now time to let the compounding effect do its thing and hopefully in the next 10 months I have another 10% on top of my initial investments. My portfolio is complete now with my maximum of €10.000 invested and here are the numbers for March 2019:

March 2019Received interestAccount Value
Total€138,37€10.841,74
Mintos€11,07€1106,71
Bondora€5,90€550,65
Robocash€12,56€1082,66
Crowdestor€15,00€1629,97
Grupeer€12,56€1111,34
Envestio€50,05€3329,18
Neo Finance€13,73€1013,73
Kuetzal€17,50€1017,50

(more…)

P2P Lending Portfolio Update

Peer to Peer Lending: Portfolio update Feb 2019

Hello to all with an Investors Mindset!

First of all, let me welcome you to the new and improved website, directed mostly to investment methods which are much better than putting your money on a normal savings account and let inflation beat you down every year. And a new website, requires a new intro! Pages are still under construction and will be finalized during this month.

My initial website (solidcore.be) was mostly a domain I still had available from my own business in the past. As the blog was getting more traffic and attention, I thought it needed a more professional approach. I also took this chance to move over to WordPress as CMS – which gives me more options and flexibility than the previous one.

Anyhow, I’ll make a full post about the idea behind this website and the goal later this month. Stay tuned. But for now – let’s dive straight into the numbers.

Feb 2019Received interestAccount Value
Total€109,61€10.703,37
Mintos€9,58€1095,64
Bondora€2,39€544,75
Robocash€7,87€1070,10
Crowdestor€19,97€1614,97
Grupeer€14,35€1098,78
Envestio€55,45€3279,13
Neo Finance€0,00€1000
Kuetzal€0,00€1000

(more…)

Crowdlending Dec 2018

Peer to Peer Lending: Portfolio update Jan 2019

Hello fellow alternative investment seekers!

I can’t really grasp that January has ended already… Where did this month go? I have so many projects to finish this year, which most haven’t even started yet and now I only have 11 months left? Ah well, worries for another day. Today is reporting the interest returns day, much more fun than speaking about work!

So let’s dive right into it, January brought in EUR103,30, so still above the triple digits goal with the total account value jumping above EUR8.000. Please find the numbers below.

Jan 2019Received interestAccount Value
Total€103,308.093,74
Mintos€10,30€1086,06
Bondora€5,81€542,36
Robocash€3,36€1062,23
Crowdestor€15,00€1095
Grupeer€12,66€1084,43
Envestio56,17€3223,68

(more…)

Crowdlending Jan19

Peer to Peer Lending: Portfolio update Dec 2018

Hello fellow alternative investment seekers!

Thank you for joining in reading the blog again in the new year!

So let me start with wishing you all the best for 2019, a lot of financial wisdom and success and hopefully a great return on your investments.

Yesterday I was mostly with family & friends so I apologise for the delay in posting. Looking at the traffic to the blog, many were doing the same so I hope you all had a great holiday season.

Let’s start with the update to my current portfolio – where as mentioned last month the interest broke three digits! Really happy to start the new year with these monthly interest returns from now on being above EUR100! And of course by the compounding effect should go up even more – aside from future platforms/deposits.

Dec 2018Received interestAccount Value
Total€118,95€7990,44
Mintos€10,75€1075,74
Bondora€5,73€536,55
Robocash€7,75€1058,87
Crowdestor€15,00€1080
Grupeer€12,97€1071,77
Envestio€66,75€3167,51

(more…)

Investors Mindset

Peer to Peer Lending: Portfolio update Nov 2018

Hello fellow alternative investment seekers!

Yet another month has passed… You all know what that means; incoming money!
Well,… not really as most of the incoming interests are spread out over the month, but at least now I can report about the month of November to you all!

I must say I can get used to this, checking the Crowdlending platforms every few days and finding out I’m a few euro richer without having to do anything. I hope you all get excited by hearing this and get excited for the same goals. This is a world where normal people like us can help each other / local businesses / the planet in general. It’s not something our current banking system likes, but that system is built on “fake” money. At least this is based on real money, money from the people, and I think will be here for a long time to come. And as time goes by very quickly, so do those few euro’s which turn into solid returns.

Let’s dive into the numbers of this month!

Nov 2018Received interestAccount Value
Total€75,23€7871,49
Mintos€10,60€1064,99
Bondora€4,74€530,82
Robocash€12,53€1051,12
Crowdestor€15,00€1065
Grupeer€12,97€1058,80
Envestio€19,39€3100,76

(more…)

Crowdlending Review Oct18

Peer to Peer Lending: Portfolio update Oct 2018

Hello fellow alternative investment seekers!

And happy Halloween/All Saint’s Day/… for those that celebrate it.

Time really does fly and we are nearing the end of the year. As my initial goal was to invest up to EUR10000in different platforms and I think around year end I will be able to start investing again.

The idea is to maybe invest a bit more in Envestio, as this is currently outperforming the other platforms and add one or two more to keep diversifying the risks. I have 3 platforms in mind with around 15% returns. So more investigation in those will determine which to me feels the most comfortable choice.

I had hoped to do this a bit sooner, but then I had some unexpected investments to do on my apartment which I decided to take a bit further than initially planned and that set me back around EUR15000 for new windows, new roof and new boiler/heater.

But first off, please find the results of this month below:

Oct 2018Received interestAccount Value
Total€74,37€5796,26
Mintos€13,59€1054,39
Bondora€5,82€526,08
Robocash€7,30€1038,59
Crowdestor/€15,00€1050
Grupeer€12,81€1045,83
Envestio€19,85€1081,37

(more…)

Affiliate Links

Thank you for supporting my blog signing up through these referral links:
Investing with: Mintos
Investing with: Robocash
Investing with: Crowdestor
Investing with: Grupeer
Investing with: Envestio
Investing with: Neo Finance
​Investing with: Kuetzal
Investing with: Reinvest24

Subscribe to our newsletter

View previous campaigns.

Powered by MailChimp